PRIVACY POLICY
OvercomingOvershopping.com (“we”, “our”, or “us”) is firmly committed to safeguarding the privacy and personal information of its users. This Privacy Policy outlines our principles and practices regarding the collection, processing, storage, and disclosure of your personal data. Your trust is of utmost importance, and we are dedicated to handling your information in accordance with the strictest standards established by the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), and other applicable data protection laws.
1. Our Commitment to Privacy and Data Protection
We recognize the importance of protecting your personal data and are committed to transparency, integrity, and accountability in processing your information. Through this Privacy Policy, we aim to explain how we collect, use, store, share, and safeguard your data when you interact with our website, overcomingovershopping.com, and related services.
2. Scope of Policy and Data Controller Role
This Privacy Policy applies to all visitors and users of overcomingovershopping.com and any associated digital services or communications. We act as the “Data Controller” with respect to the personal data you provide through our website and associated tools. This means we determine the purposes and means of processing your personal data as defined under GDPR and other applicable regulations.
3. Categories of Data Processed
We collect and process various categories of personal data, depending on how you engage with our website and services:
a. Usage Data: Information about how you use our website, such as your IP address, browser type and version, referring URLs, pages visited, time spent on pages, access times, and session logs.
b. Account Data: Details you provide when creating an account or contacting us, including your name, email address, postal address, and phone number.
c. Profile Data: Preferences, purchase history, user behavior, and other details derived from your interactions with our services, surveys, or online tools.
d. Communication Data: Records of your communications with us, including support queries, feedback, and correspondence related to services or inquiries.
e. Technical Data: Data relating to the devices you use, including hardware models, operating systems, language settings, time zones, and security settings.
f. Transaction Data: Information related to your purchases or service subscriptions, such as billing addresses, transaction details, and delivery information.
g. Preference Data: Your choices regarding marketing communication, interests in our products or services, and participation in promotional activities or research.
4. Legal Bases for Processing Personal Data
We process your personal data based on one or more of the following legal bases:
– Legitimate Interests: To operate our website efficiently, protect our platform, respond to inquiries, improve user experience, and deliver relevant content.
– Contractual Necessity: To fulfill obligations under a contract or to initiate pre-contractual actions at your request (e.g., service enrollment).
– Consent: Where required by law, we rely on your informed consent for certain processing activities, such as marketing communications or tracking technologies.
– Legal Obligation: To comply with applicable legal, regulatory, or judicial requirements.
5. Your Rights Under GDPR and CCPA
As a data subject, you are entitled to the following rights:
– Right of Access: You may request a copy of the personal data we hold about you.
– Right to Rectification: You have the right to request correction of inaccurate or incomplete data.
– Right to Erasure: You may request the deletion of your personal data, subject to legal or contractual obligations.
– Right to Restriction: You can request that we restrict processing of your data under certain conditions.
– Right to Data Portability: You may receive your personal data in a structured format and, where feasible, request its transfer to another controller.
To exercise any of these rights, please contact us using the details provided in Section 13.
6. Security Measures
We apply robust technological and organizational measures to secure your personal data, including:
– End-to-end encryption of data in transit and at rest
– Role-based access controls and restricted internal access
– Firewalls, intrusion detection systems, and regular security audits
– Secure backups and incident response protocols
– Staff training in privacy and data protection principles
7. International Transfers
Where your personal data is transferred outside of your country of residence—including transfers from the European Economic Area (EEA) or the United Kingdom to countries without an adequacy decision—we ensure appropriate safeguards are in place. These may include Standard Contractual Clauses approved by the European Commission and supplementary technical and organizational measures designed to ensure an equivalent level of protection.
8. Data Retention
We will retain your personal data only for as long as reasonably necessary to fulfill the purposes for which we collected it:
– Usage and Technical Data: 12 months
– Account and Profile Data: For the duration of your user account, plus 6 months post-deletion
– Communication Data: 2 years from the date of the last interaction
– Transaction Data: 7 years for compliance with financial and legal obligations
– Preference Data: Until you withdraw consent or opt out
Personal data may be anonymized and retained for statistical or research purposes.
9. Cookie Policy
We use cookies and similar technologies on overcomingovershopping.com to collect data that helps improve user experience, personalize services, and analyze behavior:
– Essential Cookies: Required for site functionality, security, and performance
– Functional Cookies: Enable enhancements like remembering preferences or saved settings
– Analytical Cookies: Gather aggregated data about user behavior for internal analytics
– Performance Cookies: Measure site performance and identify site usage patterns
10. Cookie Management and Compliance with GDPR & CCPA
By accessing overcomingovershopping.com, you are prompted to provide cookie consent in compliance with GDPR. You can modify or withdraw your consent at any time through your browser settings or via our Cookie Management interface. Under CCPA, California residents also have the right to opt out of the sale of personal data; we do not sell your personal data in any form. You can manage your cookie preferences via our consent management tool available on the site.
11. Children’s Privacy
Our website is not intended for and does not knowingly collect data from children under 13 years of age. If we discover that personal data from a child under the age of 13 has been inadvertently collected, we will delete such information promptly. Parents or guardians who believe their child has provided data should notify us immediately at [email protected].
12. Policy Updates and Notifications
We reserve the right to amend or update this Privacy Policy at our discretion. Any changes will be reflected on this page. Substantial changes that affect your rights or the manner of processing will be communicated via appropriate means, which may include an email notification or prominent notice on overcomingovershopping.com.
We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
13. Contact
If you have any questions, requests, or concerns regarding your personal data or this Privacy Policy, you may reach us at:
Email: [email protected]
Website: https://overcomingovershopping.com
We are committed to maintaining full compliance with global privacy regulations and welcome any inquiries concerning your personal data rights or our privacy practices.